1 bedroom House and Lot for sale in Cebu City

as low as 3, 720/month Townhouse in Talisay Pag-ibig

Pre-Selling Price: Php 800K to 1. 4M
Location: Linao, Talisay City, Cebu, Philippines
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Reservation fee: 10, 000 pesos only (deductible to equity/down payment)

House Details:

Floor area: 74 sq. m
2&3 bedrooms
1 toilet and bath
dining room
living room
kitchen
1 powder room
1 car garage

Facilities & Amenities:

Clubhouse w/ chapel
Basketball Court
pocket parks w/ gazebo
grand entrance w/ guardhouse
24 hours security
perimeter fence
water tank

Sample computation:

List Price: Php 800, 000

Mode of Payment:

1. Cash
2. Deferred
3. Bank
4. Pag-ibig

Deferred: 24 months to pay without interest: Php 33, 333. 35 per month (Note: Transfer Charges not included)

Bank Financing 20/80
Reservation Fee (RF): Php 10, 000. 00
Equity 20% : Php 160, 000
Less: RF
Net Equity: 150, 000 payable in 24 months without interest: Php 6, 250. 00/month
Balance 80%: Php 640, 000. 00 (estimated, 7% interest 1-year fixing period)
25 years: Php 4, 523. 39;
20 years: Php 4, 961. 91;
15 years: Php 5, 752. 50;
10 years: Php 7, 430. 94;
5 years: Php 12, 672. 77;

Pag-ibig Financing 30/70
Reservation Fee (RF): Php 10, 000. 00
Equity 30% : Php 240, 000
Less: RF
Net Equity: 230, 000 payable in 24 months without interest: Php 9583. 35/month
70%: 560, 000

Estimated Pag-ibig Amortization:

30 years: Php 3, 720. 05 required. salary: Php 10, 628. 73
25 years: Php 3, 952. 61 required. salary: Php 11, 293. 16
20 years: Php 4, 336. 63 required. salary: Php 12, 390. 38
15 years: Php 5, 028. 74 required. salary: Php 14, 367. 84
10 years: Php 6, 497. 75 required. salary: Php 18, 564. 99
5 years: Php 11, 084. 71 required. salary: Php 31, 670. 60


For : Php 1, 300, 000
70% : Php 910, 000

30 years: Php 6, 045. 09 required. salary: Php 17, 271. 68
25 years: Php 6, 422. 99 required. salary: Php 18, 351. 39
20 years: Php 7, 047. 03 required. salary: Php 20, 134. 37
15 years: Php 8, 171. 71 required. salary: Php 23, 347. 74
10 years: Php 10, 558. 84 required. salary: Php 30, 168. 11
5 years: Php 18, 012. 65 required. salary: Php 51, 464. 72


For: Php 1, 400, 000
70% : 980, 000

30 years: Php 6, 510. 09 required. salary: Php 18, 600. 27
25 years: Php 6, 917. 06 required. salary: Php 19, 763. 03
20 years: Php 7, 589. 11 required. salary: Php 21, 683. 17
15 years: Php 8, 800. 30 required. salary: Php 25, 143. 72
10 years: Php 11, 371. 06 required. salary: Php 32, 488. 73
5 years: Php 19, 398. 24 required. salary: Php 55, 423. 54

Notes:
1. For information Purposes only.
2. Units are bare. Standard bare unit has no partition, no tiles, smooth finish interior, etc.

BUYERS TIP.

Deal only with Licensed Real Estate Broker or Real Estate Service Practitioner.

For availability and more info, please see contact information below.

For inquiries on other PROPERTY and RENTAL NEEDS or WANTING TO SELL OR LEASE YOUR REAL ESTATE PROPERTIES, please call/text/email:

EMI